New Fraud Tips
This is a crime that can occur with no warning. It happens while you are shopping, socializing, or sitting in traffic. The target iis the microchip in your credit card, debit card, work ID, drivers license, and even your cell phone.
Q. How does this occur?
A. With the use of an RFID(Radio Frequency Identification) reader or a mobile app installed on a cell phone, the bad guy just needs to be close to you say within two feet. They aim the device in your direction and it extracts the information on the chip and transfers that information to a computer. They then use that information to enter your acounts and remove funds from your banking account and ID and use it to make illegal financial transactions including cleaning out your bank account.
Your work ID contains your personal information which they use to create or open accounts in your name and get merchandise from businesses.
After they "get their fill" from your information, that information is sold over the internet to be used around the world.
In the case of your cell phone, your "SIM card" keeps records of the keystrokes that you have input. Many people check their bank accounts and credit card balances over their cell phone and they use the keystrokes to access your accounts and clean them out.
Q. How do you know this has happened?
A.Usually you will be notified about suspicious transactions on your bank account or you will see abnormal activity on your credit report. In some cases you will get calls about unpaid bills that you never signed up for.
Q. What do I do next?
A. Notify the business that took the transaction and let them know that you did not make this transaction. Also notify your bank and credit card company and have the accounts closed and open new ones.
Q. Do I contact the police?
A. Yes you do but understand that you will have difficulty because you have to notify every police jurisdiction where the transaction occurred and file a report.
Q. What will happen if I don't take this action.
A. You can be held accountable for the balances and be subject to investigation and even arrest for the illegal transactions.
Q. I wouldn't know where to start or how to go about this. What can I do?
A. Companies such as Lifelock and Identity Guard offer some programs but you may still be responsible for filing police reports. We are offerring a service through our subsidiary the Fraud Protection Network for $95.00 a year where we do the leg work for you.This includes assisting with police report filing and also filing reports with your state attorney general and the Federal Trade commission ID Theft National Database. We then help to prosecute the offender. The $95.00 fee gives you unlimited service for a year.
We also offer products that prevent this type of crime from occurring. Here are some examples:
Credit debit card protective sleeve $19.99
This is a crime that can occur with no warning. It happens while you are shopping, socializing, or sitting in traffic. The target iis the microchip in your credit card, debit card, work ID, drivers license, and even your cell phone.
Q. How does this occur?
A. With the use of an RFID(Radio Frequency Identification) reader or a mobile app installed on a cell phone, the bad guy just needs to be close to you say within two feet. They aim the device in your direction and it extracts the information on the chip and transfers that information to a computer. They then use that information to enter your acounts and remove funds from your banking account and ID and use it to make illegal financial transactions including cleaning out your bank account.
Your work ID contains your personal information which they use to create or open accounts in your name and get merchandise from businesses.
After they "get their fill" from your information, that information is sold over the internet to be used around the world.
In the case of your cell phone, your "SIM card" keeps records of the keystrokes that you have input. Many people check their bank accounts and credit card balances over their cell phone and they use the keystrokes to access your accounts and clean them out.
Q. How do you know this has happened?
A.Usually you will be notified about suspicious transactions on your bank account or you will see abnormal activity on your credit report. In some cases you will get calls about unpaid bills that you never signed up for.
Q. What do I do next?
A. Notify the business that took the transaction and let them know that you did not make this transaction. Also notify your bank and credit card company and have the accounts closed and open new ones.
Q. Do I contact the police?
A. Yes you do but understand that you will have difficulty because you have to notify every police jurisdiction where the transaction occurred and file a report.
Q. What will happen if I don't take this action.
A. You can be held accountable for the balances and be subject to investigation and even arrest for the illegal transactions.
Q. I wouldn't know where to start or how to go about this. What can I do?
A. Companies such as Lifelock and Identity Guard offer some programs but you may still be responsible for filing police reports. We are offerring a service through our subsidiary the Fraud Protection Network for $95.00 a year where we do the leg work for you.This includes assisting with police report filing and also filing reports with your state attorney general and the Federal Trade commission ID Theft National Database. We then help to prosecute the offender. The $95.00 fee gives you unlimited service for a year.
We also offer products that prevent this type of crime from occurring. Here are some examples:
Credit debit card protective sleeve $19.99
Cell phone pouch- big enough for smartphones or Androids $31.99
Men's wallet/passport combo $70.99
Ladies Clutch $62.99
Ladies clutch $62.99
Leave us a comment on any concerns you have or any questions you have about the above products. We look forward to hearing from you.
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